​Welcome to Credit Edit Solutions! These Terms of Service ("Terms") govern your use of our website, services, and any communications, including SMS/text messages, provided by Credit Edit Solutions ("Company," "we," "us," or "our"). By accessing or using our services, you agree to these Terms. If you do not agree, please do not use our services.

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1. Services Provided

Credit Edit Solutions provides credit repair, financial education, and related services to help individuals improve their financial health. Our services may include communication via SMS/text messages, email, or phone calls.

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2. Consent to Receive SMS/Text Messages

By providing your phone number and opting in to receive communications, you consent to receive SMS/text messages from Credit Edit Solutions. These messages may include account updates, service notifications, promotional offers, and other relevant information.

1. Message Frequency: Message frequency may vary depending on your interaction with our services.

2. Message and Data Rates: Standard message and data rates may apply. Please check with your mobile carrier for details.

3. Opt-Out: You may opt out of receiving SMS/text messages at any time by replying "STOP" to any message. For assistance, reply "HELP" or contact us at  info@crediteditsolutions.com.

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3. Eligibility

You must be at least 18 years old and reside in the United States to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

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4. Prohibited Activities

You agree not to:

1. Use our services for any unlawful or fraudulent purposes.

2. Interfere with or disrupt the operation of our services.

3. Share false or misleading information.

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5. Disclaimer of Warranties

Our services are provided "as is" and "as available." We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our services.

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6. Limitation of Liability

To the fullest extent permitted by law, Credit Edit Solutions shall not be liable for any damages arising from your use of our services, including but not limited to direct, indirect, incidental, or consequential damages.

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7. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective upon posting to our website. Your continued use of our services constitutes acceptance of the updated Terms.

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8. Contact Us

If you have any questions about these Terms, please contact us at:

Credit Edit Solutions
Email: info@crediteditsolutions.com

Phone: (508) 313-9009

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Privacy Policy

Effective Date: January 1, 2025

Credit Edit Solutions ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your personal information when you use our services.

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1. Information We Collect

We may collect the following types of information:

1. Personal Information: Name, email address, phone number, mailing address, and payment information.

2. Usage Data: Information about how you interact with our website and services.

3. Communication Data: SMS/text message interactions, including opt-in and opt-out preferences.

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2. How We Use Your Information

We use your information to:

1. Provide and improve our services.

2. Communicate with you, including sending SMS/text messages.

3. Comply with legal obligations and protect against fraud.

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3. Sharing Your Information

We do not sell your personal information. We may share your information with:

1. Service providers who assist us in delivering our services.

2. Legal authorities, if required by law or to protect our rights.

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4. SMS/Text Messaging Compliance

We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and 10DLC requirements. By opting in to receive SMS/text messages, you agree to the following:

1. Consent: You have provided express written consent to receive SMS/text messages from Credit Edit Solutions.

2. Opt-Out: You can opt out of SMS/text messages at any time by replying "STOP" to any message.

3. Data Security: We take reasonable measures to protect your communication data.

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5. Data Security

We implement industry-standard security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure.

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6. Your Rights

You have the right to:

1. Access, update, or delete your personal information.

2. Opt out of marketing communications, including SMS/text messages.

3. File a complaint with a regulatory authority if you believe your privacy rights have been violated.

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7. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Changes will be effective upon posting to our website. Your continued use of our services constitutes acceptance of the updated Privacy Policy.

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8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Credit Edit Solutions
Email: info@crediteditsolutions.com
Phone: (508) 313-9009